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Baby Delivery Cost - Buyer Experiences and Price Information


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Baby Delivery Comments


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Emergengy C-Section
Amount: $0.00 not covered by insurance
Posted by: Lexington Park, MD in Lexington Park, MD.Posted: November 9th, 2010 11:11AM
Hospital: St. Mary'sYour Insurer: Carefirst Blue Cross
Type of Plan: HMO
My wife has the BEST insurance from being a school teacher. We didn't pay a cent to have our first child. I'm scared about the next one though since she will be off her plan and on mine which is worse. I am trying to decide whether to stay in my HDHP HSA plan or go back to an HMO.
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Emergency C-Section
Amount: $270.00 not covered by insurance
Posted by: Spunky in York, PA.Posted: October 26th, 2010 09:10PM
Hospital: York HospitalYour Insurer: Highmark Blue Shield/Gateway
Type of Plan: PPO / Medicaid
Total bill for my delivery and prenatal appointments and ultrasounds was $16,762.70. Highmark paid $14,700 and Gateway picked up $1800. I had to pay $270 out of my pocket at the beginning of my pregnancy (before I picked up Gateway Insurance).
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Free Exams, Ultrasounds, Delivery!
Amount: $0.00 not covered by insurance
Posted by: Lucky Momma in Hinsdale, IL.Posted: September 5th, 2010 02:09PM
Hospital: Adventist Hinsdale HospitalYour Insurer: Public Aid
Type of Plan: Public Aid
If you're not making enough, consider applying for Moms & Babies with the Illinois Dept of Human Services. I never received a bill at home, never had to pay any copays, did not pay for any Dr's office visits, hospital stay, or baby's visits/immunizations. Awesome! I'm appalled at how much hospitals are charging!!!
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Vaginal Birth After Cesarean + Epidural
Amount: $1,698.00 not covered by insurance
Posted by: Mom4HealthyKids in Long Beach, CA.Posted: August 16th, 2010 04:08PM
Hospital: Long Beach Memorial Medical CenterYour Insurer: Health Net
Type of Plan: HMO Silver Network aka Bottom of Barrel
The epidural cost me an extra $200 out of pocket. Insurance covered $1,792.00 of that bill. The total charges for the hospital stay were $16,500.00 and I didn't stay as long as my first pregnancy which was way cheaper (about $5k)! The view wasn't nearly as good either and the hospital was under construction. I can't believe how much more expensive this was! CRAZY! I had a C-Section at Hoag Memorial Presbyterian Hospital and the total charges were $12,500.00. That was only 2 years ago and we had to pay $250 out of pocket. My husband had a different job with better insurance at the time. It was Cigna.
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Baby came early deliv. at home
Amount: $379.00 not covered by insurance
Posted by: Carri in Arlington, TX.Posted: August 13th, 2010 03:08PM
Hospital: Baylor All SaintsYour Insurer: bcbs
Type of Plan: ppo
My baby came unexpectantly at home. We went to the hospital afterwards (by ambulance-$1200 for me + $1400 baby). The MW literally just looked at me and said everything is ok down there then I was transferred to postpartum. I was there for 1 day. I have a $250 deductible and 10% thereafter. I had my first baby in Atl (piedmont hospital) with epidural, induction w/ pitocin, 3 day stay for me, 5 day stay for daughter with jaundice receiving phototherapy. The total cost under same insurance plan out of pocket was only $500 and then $67 for epidural. Baylor All Saints was SO MUCH MORE EXPENSIVE. I was appalled at the price difference and wonder if this is all of DFW or just Baylor All Saints.
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Emergency C-Section with 12hrs in NICU
Amount: $500.00 not covered by insurance
Posted by: texasmommy in Houston, TX.Posted: August 13th, 2010 02:08PM
Hospital: Texas Women'sYour Insurer: HMO BLUE
Type of Plan: HMO
I had an emergency c/s and we only paid a $20 copay for my very first OB visit.
All u/s and tests were covered 100%.
Our deductible was $500.00 for the c/s and we never received a NICU bill.
All of our babies well child exams are included in this until she is 2 years old, including vaccinations.
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Born in Seoul South Korea
Amount: $1,800.00 not covered by insurance
Posted by: whosyourdaddy in Seoul South Korea, Other.Posted: July 18th, 2010 09:07PM
Hospital: Seoul Asan HospitalYour Insurer: Korean National Health Care
Type of Plan: Korean Ministry of Health
The cost of delivery was more expensive than usual due to the fact that it was done in the university hospital. Our baby had a cleft lip and normal OBGYN's in our small town wouldn't deliver. Most deliveries here are performed in private OBG clinics above the doctor's office. Hospitals only take referred troubled cases. The average cost for delivery is about $1200 and the normal out of pocket is $300. The total cost for delivery in the countries premiere hospital (ranked 80th in the world) was $2,500 and an out of pocket of $1,300. This included induction, delivery, some Xrays and lab tests, EKG, epesiotomy, room and board, and medication.
The child had a separate bill of $500. This included an echocardiogram and a special needs feeder, plus hearing and health tests. No circumcision though.
On another note, the child requires plastic surgery for cleft lip and an indentation on the gum line. This surgery is covered by Korean National Health insurance and the total cost is unknown to me, but I called the Korean Ministry of Health and they told me my out of pocket would be about $1,100. They told me my wife's delivery would only cost $800 and the final cost was $1,300, so I will plan on at least $2000 to be safe as they won't discharge a patient here unless the bill is paid in full!!! That's kind of crazy, since if you couldn't afford the bill at the moment of delivery, how are you going to afford it 2 days later after additional charges. It's just Korean logic. Doesn't always work well. But, the total cost was actually quite good and the level of care was modern and high tech in quality. While I still had complaints, I shouldn't complain too much looking at the other bills here.
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Uncomplicated Vaginal w/ epidural
Amount: $1,201.90 not covered by insurance
Posted by: Confused in Minneapolis, MN.Posted: June 5th, 2010 09:06AM
Hospital: Fairview RiversideYour Insurer: Preferred One
Uncovered epidural charges: 95
Uncovered midwives: 326.09
Room/board/everything else: $780
Total costs: 18,347.92
I'm looking at the detailed medical bill and trying to figure out what the additional items are. Vaginal Birthing RO: 2484. Non-Stress Test ADD: 220. Non-Stress Test: 466. Level 2 W/Proc: 122 (two times). It would be helpful to know what these really were
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Induced, vaginal delivery
Amount: $1,565.56 not covered by insurance
Posted by: Henri's mom in Minneapolis, MN.Posted: June 2nd, 2010 11:06AM
Hospital: Abbott NorthwesternYour Insurer: BCBS
Type of Plan: Group
Delivery - (my cost $1565.56)
Hospital stay: 22,557.75
Doctor fee: 2,612.00
Epidural: 1,562.42
Pregnancy -
All dr visits and ultrasounds: 13,603.55
I have not received the bill for my baby's in hospital care yet, but she does not have insurance through the same provider (my fault, I missed the 30 day enrollment deadline) and so $0 of it will be covered. I'll have to pay for it all.
My plan has a $250 deductible, a hospital stay deductible of $200, 80/20 after the deductibles are met, and an out-of-pocket maximum of $1,600, all annually. Nothing I was billed for was not allowable through my insurance company so after I reached the max everything was covered.
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Uncomplicated Vaginal w/ epidural
Amount: $2,050.00 not covered by insurance
Posted by: WTH? in Tampa, FL.Posted: May 26th, 2010 11:05AM
Hospital: Tampa GeneralYour Insurer: United Health Care
Type of Plan: POS
The hospital billed my insurance $16,000+ for a totally normal vaginal delivery. My deductible was 2,000. The dr's bill was $2000 and it cost me $50 more for a private room. My son also had a deductible of $2000. He was charged $156 to be discharged. These costs seem pretty outrageous for a vaginal delivery!
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Rupture early / baby NICU
Amount: $105,000.00 not covered by insurance
Posted by: a user in gilbert, AZ.Posted: May 16th, 2010 09:05PM
Hospital: Your Insurer: BCBS OF AZ
Type of Plan: PPO
Still trying to get them to cover to cover it but may have to declare bankruptcy. they covered the NICU stay of $60,000
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Delivery Costs
Amount: $6,200.00 not covered by insurance
Posted by: a user in Fletcher, NC.Posted: May 15th, 2010 08:05AM
Hospital: Park Ridge HospitalYour Insurer: BCBS of NC
I was induced and had a vaginal delivery with an epidural. I ended up having to stay in the hospital 5 days because of breastfeeding issues, so my hospital bill is a little more than should normally be expected. I also had a $5000 deductible which meant more out of my pocket. The epidural ended up being $675 insruance allowable. My OB/GYN prenatal care and delivery was about $2100 insurance allowable. The hospital stay was $2600 insurance allowable for me and then an extra $750 for my daughter. That all had to come out of my pocket since I had a high deductible, but if your deductible is smaller then you would just owe whatever percentage your co-ins is. It is well worth it though!!
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c-section birth
Amount: $6,000.00 not covered by insurance
Posted by: Angry Mother in Castro Valley, CA.Posted: May 11th, 2010 07:05PM
Hospital: Eden HospitalYour Insurer: Health Net
Type of Plan: HMO
Was initially told by my insurance that I would only pay $3000 max. Then I got a bill for me and then one for my baby - together totalling over $42000! (24k for me, 18k for baby), with insurance insisting that we each need to pay $3000. Still trying to resolve costs with the hospital, but nobody ever told us to expect this and is a serious financial drain for us.
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home birth
Amount: $0.00 not covered by insurance
Posted by: Genevra in New York, NY.Posted: May 6th, 2010 07:05AM
Hospital: home deliveryYour Insurer: oxford freedom
i had 2 home births in nyc, both were $6000 from soup to nuts - all prenatal care and post-partum visits

it took some doing but it was 100% covered by my insurer
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Baby Delivery
Amount: $4,550.00 not covered by insurance
Posted by: a user in Melbourne, FL.Posted: April 23rd, 2010 08:04PM
Hospital: HolmesYour Insurer: UHC
We have a deductible/then 80/20 plan. We had a normal vaginal delivery with epidural and stadol - no other special aspects of the delivery. The hospital charges were $36,000 and the epidural charges were $1900. After insurance we paid $3300 for the Hospital and $1200 for the epidural. We were in the hospital Sun-Tuesday. I personally think that the total cost charged by the hospital is rediculous, it's no wonder we have such problems with healthcare in this country. I know that medically trained staff deserve good salaries and that a lot of people were involved with our stay, but that's a shocking price tag for a normal delivery. Think about plastic surgeries - they cost 6 times less...why? Because the consumer is paying for it because it is an elective surgery - as opposed to the insurer paying for it? This system is broken.
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omitted option
Amount: $0.00 not covered by insurance
Posted by: Eliz in Palm Desert, CA.Posted: April 21st, 2010 05:04PM
Hospital: NAYour Insurer: Blue Cross Anthem
Type of Plan: PPO
Your article neglects to mention independent midwives who do deliveries at a client's home. This can be a very economical option. Costs vary on geography for sure. Some insurance plans do cover ...Tricare did, and Blue Cross Anthem does too.
Midwives can also do VBACs in california by the way...for those who are being discouraged from trying by current hospital policies.
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baby delivery
Amount: $3,500.00 not covered by insurance
Posted by: Nithya in milford, CT.Posted: March 2nd, 2010 09:03AM
Hospital: milford,CTYour Insurer: CIGNA
Type of Plan: CIGNA
I delivered my baby at milford hospital in Connecticut.The care was amazing and the staff was so friendly and caring.I spent around 3500$ and paid in monthly instalments.We have provision to recover part of this delivery expences in india aswell so,totally my delivery expences would be around 2000$.
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Vaginal Birth with Epidural & Vacuum
Amount: $1,724.20 not covered by insurance
Posted by: flutterfly85 in Kalamazoo, MI.Posted: December 17th, 2009 11:12PM
Hospital: Bronson Methodist HospitalYour Insurer: Aetna
Type of Plan: Student
I had a good experience at the hospital. My son was admitted into NICU for a while, and I had to stay for a little while longer.

I managed to negotiate a staggered payment plan of $200 a month.
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Non-American on A Visit
Amount: $0.00 not covered by insurance
Posted by: Andra Sabry in Downey, CA.Posted: December 6th, 2009 06:12AM
I'm on a Business trip visit to the US, I'm in my 33rd week of pregnancy, I have to go for a C-section as my early 2 childs came as such, I cannot afford the high and expensive delivery fees WHAT CAN I DO??
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Baby Delivery
Amount: $5,000.00 not covered by insurance
Posted by: happy_dad_but_sad in mountainview, CA.Posted: November 19th, 2009 08:11PM
Hospital: El Camino HospitalYour Insurer: Blueshield
Type of Plan: PPO
I'm looking at 3000 $ for hospital, and the obgyn charges of about 2000 $. These are my portions of the bill.
Actual Charges:
Bills from hospital.
38000 $ for delivery. (For mother)
14000 $ for nursery. (For baby)

Doctors' medical group:
8000 $ for all visits up to delivery..

I can't believe these numbers...

All the joy of parenthood is killed by these. This money is coming out of my baby's future... :(
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Birth
Amount: $250.00 not covered by insurance
Posted by: Regan in Newport Beach, CA.Posted: August 1st, 2009 02:08PM
Hospital: Hoag HospitalYour Insurer: Pacificare
Type of Plan: HMO
Paid 250.00 for vagnal delivery induced 1 week early. It was wonderful. Now delivering twins with a PPO and really worried.
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Cost of having a baby
Amount: $8,000.00 not covered by insurance
Posted by: Liz13 in Jacksonville Beach, FL.Posted: August 1st, 2009 10:08AM
Hospital: Baptist Hospital-BeachesYour Insurer: Self-Pay
Type of Plan: n/a
We don't have insurance coverage and so are self-pay. At 34 weeks pregnant, so far costs have included: $3159.00 pre-pay to the OB/Gyn, $2000.00 to a specialty ultrasound for the fetal diagnostic and fetal echocardiogram studies, $2000.00 hospital pre-pay, and about $800.00 in lab bills. I don't know how much hospital bills for labor and delivery will be, but it is very worrisome. It is absolutely horrible that maternity and delivery are so expensive and are not well covered by most insurance plans
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cost
Amount: $500.00 not covered by insurance
Posted by: a user in houston, TX.Posted: July 1st, 2009 02:07PM
Hospital: tomballYour Insurer: CIGNA
Type of Plan: HMO
I had cigna and I only pay 75 a month for insurance. They covered 100% of my doctor visits with no copay needed. also I only had to pay 500 co pay at the hospital I had a normal vaginal delevery
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Vaginal Delivery
Amount: $20,000.00 not covered by insurance
Posted by: Angry payer in New York, NY.Posted: June 25th, 2009 04:06PM
Hospital: North shore University Hospital ManhassaYour Insurer: GHI
Type of Plan: PPO
Told covered at 100% reasonable and customary. Turns out 100% of what the insurance felt like paying. Insurance isn't what it used to be.
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Emergency CSection
Amount: $25,000.00 not covered by insurance
Posted by: Deedee -Boston MA in Boston, MA.Posted: May 9th, 2009 05:05PM
Hospital: Mass General HospYour Insurer:
25,000 plus or minus a grand was billed to my insurer. For my child, in the NICU-10days, it was an additional 48,000. Insurance covered most of it (all but 4500-United Health Plan.)Would have been significantly cheaper for vaginal delivery.
[Note, Three years ago Blue Cross HMO blue covered entire emergency csection with a 25.00 copayment.]
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Vaginal delivery
Amount: $3,400.00 not covered by insurance
Posted by: Jen S. in Princeton, NJ.Posted: March 19th, 2009 01:03PM
Hospital: University Medical Center in PrincetonYour Insurer: Cigna
Type of Plan: PPO
I had a PPO plan through my job that was hundreds of dollars per month deducted from my paycheck. I had a $1000 deductible and then it covered about 80%. The epidural costed me $1700 after insurance. My OB/GYN bill was $400 after insurance. The hospital charged me $700 and my daughter $600 after insurance.
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Emergency C-section
Amount: $30,000.00 not covered by insurance
Posted by: BoizMom in Plano, TX.Posted: March 18th, 2009 02:03PM
Hospital: Plano Medical CenterYour Insurer:
Type of Plan: PPO
All we had to POP was $200 to the doctor. Until my son was actually born. I had an emergency C-section and then the bills came pouring in! After it was all said and done we had over $30,000.00 in medical bills pertaining to the birth of our son. We had to file bankruptcy.
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baby delivery
Amount: $7,000.00 not covered by insurance
Posted by: desi in inkster, MI.Posted: February 23rd, 2009 08:02PM
Hospital: annapolis hospitalYour Insurer: united health insurance
Type of Plan: group
the statistics in the article is no where realstic. i paid more than 7000 to 8000 for maternity and i may have paid 1000 for baby care
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delivery
Amount: $1,000.00 not covered by insurance
Posted by: juan in woodland, CA.Posted: February 16th, 2009 01:02PM
Hospital: sutter davisYour Insurer: definity health
Type of Plan: hra plan 2
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Insurance Premiums not Included
Amount: $0.00 not covered by insurance
Posted by: a user in West Monroe, LA.Posted: October 17th, 2008 07:10AM
The error I see in this information is that no premium costs are included with insured delivery. With my company, depending on deductible, we pay between $7700 to $3600 on premiums per year whether insurance benefit is received or not. To be more relevant, these costs need to be included.......the way the article is written makes it appear otherwise.
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