Search thousands of topics on CostHelper.com

BROWSE ALL TOPICS >> appliances babies & children  cars  consumer electronics health & personal care home & garden personal finance  pets  schools small business weddings

CostHelper.com > Babies & Children  > Baby Delivery > User Comments Page 2 / 3

Baby Delivery Cost - Buyer Experiences and Price Information


Read the Full Article - How Much Does Baby Delivery Cost?

Baby Delivery Comments


Page 2 of 3   -   << Previous   1   2   3   Next >>  

 

emergency caesarean + 2 nights NICU
Amount: $6,000.00 not covered by insurance
Posted by: Daddy in Portland, OR.Posted: December 21st, 2011 01:12PM
Hospital: Providence St. VincentYour Insurer: United
Type of Plan: 1000 deduct 80/20%
We are still getting bills after 8 weeks but it is already > 40k. We had to meet the out of pocket maximum of 3k for mom, and then again for baby. The only nice thing was we didnt have to reach the deductible first for the baby, but we easily would have with his bill over 17k. This is absolutely outrageous for a fully insured family. Thankfully we have a healthy baby but wtf is up with the expense?
Was this post helpful to you?   yes     no Report prohibited or spam
Birthing Center
Amount: $1,462.00 not covered by insurance
Posted by: Water baby momma in Phoenix, AZ.Posted: November 23rd, 2011 09:11AM
Hospital: Blossom Birth and Wellness CenterYour Insurer: BCBS
Type of Plan: PPO
Total amount was 3,400 but my deductible reimbursement and flex spending account worked wonders. =) Had a natural water birth. no complications.
Was this post helpful to you?   yes     no Report prohibited or spam
Save your money
Amount: $2.95 not covered by insurance
Posted by: dad the deliverer in Duffield, VA.Posted: September 27th, 2011 09:09AM
Hospital: NoneYour Insurer: My checking account
Type of Plan: uninsured
We recently had our 6th home birth. I (daddy) delivered just like the last three. We had great midwives for the first three and they were great about educating us and we felt confident that birth was not a medical emergency that required hospitals, inconvenienced doctors, or ridiculous bills. So yes, for about $3 (cost of an umbilical clamp) our birth experiences are quite affordable. Other misc. expenses-blood pressure cuff, doppler, (to monitor fetal heartbeat) urinalysis strips, iron test kits, circumcision, and immunizations.
Was this post helpful to you?   yes     no Report prohibited or spam
Home delivery is the bomb!
Amount: $600.00 not covered by insurance
Posted by: Trena in Mesa, AZ.Posted: July 12th, 2011 12:07PM
Hospital: NONE!Your Insurer: BCBS
Type of Plan: PPO
Paid $2000 upfront to Midwife, delivered at home which was absolutely the best experience. Insurance reimbursed me 70% of cost for an "out-of-network" provider so total cost was $600. I will do it again when I have more kids. (Delivered December 2010)
Was this post helpful to you?   yes     no Report prohibited or spam
Hospital costs for vaginal delivery no complications atlanta GA
Amount: $9,056.90 not covered by insurance
Posted by: atlanta mom in atlanta, GA.Posted: June 9th, 2011 05:06AM
Hospital: piedmontYour Insurer: coventry
Type of Plan: pos conversion
room & board 1,790
Pharmacy 870
Surgery supplies 321
Lab 588
Recovery room 1,848
Labor room / deliver 3,639
total = 9,056
Was this post helpful to you?   yes     no Report prohibited or spam
Opted to go without maternity rider
Amount: $0.00 not covered by insurance
Posted by: charlottemom in Charlotte, NC.Posted: April 27th, 2011 01:04PM
Hospital: Carolinas Medical CenterYour Insurer: BCBS NC
Type of Plan: PPO
We are self-employed and have private medical coverage. After doing some math, we opted not to purchase the optional maternity rider. It worked out fine for us. I estimated that we would have paid about the same with or without maternity coverage. Our insurance is required by law to cover pregnancy complications (which I didn't have - but it would have covered them). Our OB gave us a package price for 13 appointments, basic testing & delivery, and then we had an additional bill from the hospital. We would have paid less if we had group coverage through an employer, but private health coverage is just crazy expensive! I just found out I'm pregnant again, and we're going the same route.
Was this post helpful to you?   yes     no Report prohibited or spam
Recent Uncomplicated C-Section delivery
Amount: $4,700.00 not covered by insurance
Posted by: mommyofrex2011 in Orlando, FL.Posted: April 26th, 2011 03:04PM
Hospital: Winnie Palmer-Orlando Health SystemYour Insurer: BCBS-FL
Type of Plan: PPO
This was the cost out of pocket for the C-section, physician delivery fee, anesthesia (epidural) fee, healthy baby and hospital fees.
Was this post helpful to you?   yes     no Report prohibited or spam
Just found out I have NO maternity coverage with plan
Amount: $0.00 not covered by insurance
Posted by: Heather in Houston in Houston, TX.Posted: April 7th, 2011 03:04PM
Hospital: UNKYour Insurer: CIGNA
Type of Plan: PPO
I am 16 wks and just found out that we have zero maternity coverage. Apparently in Texas there are no private health plans that offer maternity coverage. Has anyone else encountered this? We thought we were being diligent and responsible citizens by privately insuring ourselves but now we are just scared at how much having the baby is going to cost us.
Was this post helpful to you?   yes     no Report prohibited or spam
normal deliveries
Amount: $9.00 not covered by insurance
Posted by: robyn castrop in harrison, MI.Posted: February 8th, 2011 04:02PM
Hospital: grand strand general n. Myrtle beach scYour Insurer: tricare
Type of Plan: group
with all my deliveries we were in the military so we were very lucky. It only cost us 9.00 per day & that was only to cover the cost of meals. It didnt matter if it was for delivering babies or having any type of surgery like when i had my hysterectomy the bill was 68,000.00! My share - 27.00. Life was great when we were active duty. Now is a different story altogether. Now we have tricare-extra plus united health care neither one of them cooperate with the other so nobody pays the bill then i get charged for them. Its crazy and who knows how much either will charge. Right now i have almost 17,000.00 in past due dr. Bills & hospital bills. @ this rate i wont pay it off til im dead!
Was this post helpful to you?   yes     no Report prohibited or spam
Typical 80/20
Amount: $4,000.00 not covered by insurance
Posted by: Allyson in Fort Wayne, IN.Posted: January 21st, 2011 09:01AM
Hospital: Your Insurer: Blue Cross
Type of Plan: PPO
We have health insurance through my husband's job and we pay approximately $320.00 a month for it.
Insurance pays 80% AFTER deductable is met, we pay 20% plus copays plus the whole deductable first, up to a yearly out of pocket maximum of $5,000 which they recently bumped up to $6,500.
So the most we will pay in a given year is now $6,500 on top of the $320 per month and on top of deductable and copays.
I had a C. delivery of twins and lots and lots of prenatal care due to twin pregnancy. Really I got 2 for the price of 1 (sorta). It was like a 50% discount on baby #2.
Was this post helpful to you?   yes     no Report prohibited or spam
Insurance
Amount: $0.00 not covered by insurance
Posted by: someone in florence, SC.Posted: January 13th, 2011 10:01AM
Hospital: McLeod Regional Florence SCYour Insurer:
People like to blame insurance companies, and I can see that after all they do try to not pay and expect us to pay them and to pay the providers who insurance is supposed to pay, but these hospitals charge such astronomical rates for these things that it's absolutely unfeasible to say that health care reform starts and stops with insurance. 30,000 for delivering a child makes me want to just stay home with a midwife and deliver. Then charging the infant son with the nursery stay, or charging children with 10's of thousands of dollars in medical bills is wrong. Not everything in this country needs to be capitalistic.
Was this post helpful to you?   yes     no Report prohibited or spam
Cesarean + Epidural
Amount: $3,000.00 not covered by insurance
Posted by: james330i in Knoxville, TN.Posted: December 10th, 2010 12:12PM
Hospital: MercyYour Insurer: United
On a $500 deductible + 80/20 plan. Pregnancy will cost me about $3k out of pocket.
I think it is absoultely outrageous...a childbirth should not cost that much even after insurance. I don't have $3k to spend and only have about $30 a month that I can afford to pay.
Honestly, with the amounts that these guys charge, they should be happy getting 80% of a super overinflated bill in the first place.
Was this post helpful to you?   yes     no Report prohibited or spam
insurance coverage
Amount: $0.00 not covered by insurance
Posted by: Susan D. in St. Louis, MO.Posted: December 10th, 2010 10:12AM
Hospital: Washington UniversityYour Insurer: United health-golden rule
Type of Plan: health-maternity
I am 5 week pregnant and just found out my Golden Rule _united health will pay only 4000 dollars for my delivery, but not any treatment during pregnancy...never get this insurance, I dissappointed. I paid quarterly payment of around 800 dollars for one year 500 dollars whole 3 months and never got benefit of the plan.
Was this post helpful to you?   yes     no Report prohibited or spam
normal delivery with epidural
Amount: $7,200.00 not covered by insurance
Posted by: Amandaj001 in Juneau, AK.Posted: November 15th, 2010 05:11PM
Hospital: Bartlett RegionalYour Insurer: Bcbs ak
Type of Plan: PPO
I paid 300 a month for my insurance and they only paid out what I paid into the plan. 500 deductible. Not happy about this!
Was this post helpful to you?   yes     no Report prohibited or spam

Page 2 of 3   -   << Previous   1   2   3   Next >>  
     
 

 




Comment On Your Experience With Baby Delivery

 
Subject:  *
Amount Spent:  * not covered by insurance
Hospital: Your Insurer: 
Type of Plan:   
Comments: 
Purchased:  Year: 
City:  * State:  *
 
Information about you:
Email:  * Email addresses are not displayed.
Name:  This is the name we'll display with your post.
me on this computer
*=required field.