Search thousands of topics on CostHelper.com

BROWSE ALL TOPICS >> appliances babies & children  cars  consumer electronics health & personal care home & garden personal finance  pets  schools small business weddings
CostHelper > Babies & Children  > Prenatal Care

Prenatal Care Cost


How Much Does Prenatal Care Cost?

 
low costWith Insurance: Out of Pocket Costs Average $260average costWithout Insurance: Out of Pocket Costs Average $2,000
post E-mail post Post   Comments (2)

Prenatal care involves a series of doctor or midwife visits throughout the pregnancy to check the health of the patient and her fetus and make sure the pregnancy is progressing normally. Prenatal care allows a health professional to spot common problems with the potential to become dangerous if left untreated. Prenatal visits are recommended every month during the first six months of pregnancy; every two weeks during months seven and eight; and every week during month nine. The U.S. Department of Health & Human Services[1] has an FAQ on prenatal care.

Typical costs:

  • The average total cost for prenatal care throughout a typical pregnancy is about $2,000, according to the Kaiser Family Foundation. This figure includes about 12 doctors' visits at $100 to $200 each, as well as routine blood tests, urinalysis and at least one ultrasound -- usually done at about 20 weeks. The March of Dimes[2] offers an overview of routine prenatal tests.
  • Prenatal care usually is covered by health insurance. Even if you join a group health insurance plan after you already are pregnant, prenatal care still will be covered; according to the U.S. Department of Labor[3] , the federal government prohibits group health insurance plans from treating pregnancy as a pre-existing condition, or, if they offer maternity coverage, from refusing to cover prenatal care or childbirth. However, individual health insurance plans can legally treat pregnancy as a pre-existing condition, baby delivery probably will not be covered if you join one while pregnant. If you are insured, it is very important to check with the insurance company about their requirements; some companies require you to "pre-authorize" coverage for your baby.
  • For patients with insurance, out-of-pocket costs for prenatal care, which usually consist of copays or coinsurance for office visits and laboratory work, can range from less than $200 to several thousand dollars or more, if the deductible is high or the pregnancy has complications. According to the Kaiser Family Foundation, private insurance pays about 87 percent of the costs for prenatal care -- so, in that case, the out-of-pocket costs on a typical $2,000 bill would total $260.
Related articles: Ultrasound, Baby Delivery, Prenatal Vitamins, Postpartum Maternity Checkup, Well Baby Doctor Visit, Cord Blood Banking

What should be included:
  • The first prenatal visit usually takes place about 8 weeks after the last menstrual period, and lasts longer than subsequent visits. During the visit, the doctor or midwife will: calculate your due date based on your last period; take your medical history; perform a physical exam and possibly an ultrasound; do a Pap test and check for sexually transmitted diseases; take a urine sample to check for urinary tract infections; and draw blood for a number of laboratory tests. The U.S. government now also recommends that all pregnant women be screened for HIV at their first prenatal visit, so the doctor probably will offer a test. The doctor probably also will want to discuss diet and exercise, miscarriage precautions and other safety issues.
  • BabyCenter.com offers a guide to the first prenatal visit[4] .
  • On subsequent prenatal visits, the doctor or midwife will: check your weight and blood pressure; look at the baby's position and listen to its heartbeat; take urine for a urinalysis; and possibly order other tests. BabyCenter.com has a guide to second trimester prenatal visits[5] and third trimester prenatal visits[6] as well as an overview of prenatal tests[7] .
Additional costs:
  • Because mouth health affects overall health, it is recommended that patients have a dental checkup early in the pregnancy.
  • All pregnant women or women trying to conceive should take a prenatal vitamin containing folic acid; the average cost is about $0.30 per day -- or about $9 per month. For more information, see CostHelper.com's article on prenatal vitamins.
  • Extra ultrasounds -- doctors sometimes order one early in the pregnancy to try to determine the due date or late in the pregnancy to check the position and health of the baby -- usually cost about $200 each. For more information, see the CostHelper.com article on ultrasounds.
  • Women with a chronic illness or who experience pregnancy complications will have to see a doctor more frequently. Diagnostic tests -- to check for possible problems or genetic abnormalities -- cost extra, and are most commonly recommended for patients 35 and older or those who have a family history of certain conditions or genetic abnormalities. The U.S. Department of Health & Human Services has an overview of the most commonly ordered tests, which can cost $1,000 or more extra, depending on which tests are needed.
Discounts:
  • TheAmerican Pregnancy Association[8] offers an overview of free and discounted prenatal care options for uninsured or underinsured pregnant women.
  • Some providers will negotiate a discounted package rate for prenatal care, or prenatal care combined with delivery, for a patient paying out-of-pocket.
Shopping for prenatal care:
  • An obstetrician/gynecologist should be board-certified by the American College of Obstetricians and Gynecologists[9] . Or, the American College of Nurse-Midwives[10] offers a certified midwife locator. And the American Board of Family Medicine[11] offers a board-certified family physician locator. A maternal-fetal medicine specialist is an obstetrician/gynecologist who has two to three years of additional education and clinical experience with high-risk pregnancies; the Society for Maternal-Fetal Medicine[12] has an overview on this type of specialist, and a physician locator.
  • Tip: When you find a prospective provider, make sure you feel comfortable with them and ask questions such as which hospital they are affiliated with; whether you always will be seen by the same provider; who covers when the provider is unavailable; and how after-hours calls and emergencies are handled. The March of Dimes[13] has a guide to choosing a prenatal care provider.
Material on this page is for informational purposes only and should not be construed as medical advice. For medical decisions, always consult your physician for the right course for your infant or child.
 
post E-mail post Post   Comments (2)
CostHelper News


3 Ways to Have the Government Pay You Back for Your Energy Efficient Upgrades
Any renovations or upgrades made to your home this year that included energy-efficient appliances could be eligible for some federal energy tax credits. But it's not just appliances. || Posted December 9 2013


7 Lesser-Known Discounts for the 50+ Crowd
As they age, members of the Baby Boomer generation don't like to admit that they're senior citizens, but they love getting discounts. It's kind of a quandary, because some of the best deals available are reduced prices for older folks. || Posted October 21 2013

‣ All CostHelper Blog Posts


What People Are Paying - Recent Comments
Prenatal care with a midwife
Amount: $2,000.00 total
Posted by: CVT in Napa, CA.Posted: April 22nd, 2014 09:04AM
My midwife charged a reasonable amount for the number of visits. She saw me once every 4 weeks until 28 weeks, biweekly from 28 weeks to 34 weeks and weekly from 34 weeks til delivery. Unlike a doctor visit, she didn't have the nurses do most of the care, tell me to change into an undignified gown (never knowing if someone is going to barge in if I take too long) have me wait in a cold room for an indeterminate amount of time, and then show up for a few minutes to complete the appointment. No, she was with me the whole appointment (usually 45 minutes to an hour), in an inviting home-like environment. In all 9 months I only was asked to partially dis-robe twice for very good reasons and I was treated with dignity and compassion the whole time. For the amount and quality of care, it was worth every penny.
Was this post helpful to you?   yes     no Report prohibited or spam
Prenatal care
Amount: $3,000.00 total
Posted by: DeenaBlu7 in Murfreesboro, TN.Posted: March 8th, 2011 11:03AM
Why was this so expensive? Is it normally this much?
Was this post helpful to you?   yes     no Report prohibited or spam


 

Comment On Your Experience With Prenatal Care
 
Subject:  *
Amount Spent:  * total
Comments: 
Purchased:  Year: 
City:  * State:  *
 
Information about you:
Email:  * Email addresses are not displayed.
Name:  This is the name we'll display with your post.
me on this computer
*=required field.
 



External Resources:
  1.  womenshealth.gov/publications/our-publications/fact-sheet/prenatal-care.cfm
  2.  www.marchofdimes.com/pregnancy/prenatalcare_routinetests.html
  3.  www.dol.gov/ebsa/publications/newborns.html
  4.  www.babycenter.com/0_your-first-prenatal-visit_9344.bc?page=1&articleId=9344
  5.  www.babycenter.com/second-trimester-prenatal-visits
  6.  www.babycenter.com/third-trimester-prenatal-visits
  7.  www.babycenter.com/0_prenatal-tests-an-overview_326.bc
  8.  americanpregnancy.org/planningandpreparing/affordablehealthcare.html
  9.  www.acog.org/About_ACOG/Find_an_Ob-Gyn
  10.  www.midwife.org/rp/find.cfm
  11.  /www.theabfm.org
  12.  /www.smfm.org/index.cfm?zone=info&nav=about
  13.  www.marchofdimes.com/pregnancy/prenatalcare_provider.html
More Babies & Children Topics
Check Out All Costs for Babies & Children How Much Does a Car Seat Cost? How Much Does Cord Blood Banking Cost? How Much Do Baby Clothes Cost?

Search Thousands of Topics on CostHelper.com



Today's Featured Cost Articles

About CostHelper
CostHelper is based in Silicon Valley and provides consumers with unbiased price information about thousands of goods and services. Our writers are experienced journalists who adhere to our strict editorial ethics policy.

CostHelper Community
Cost of Comprehensive Treatment for 14 yr old
Paid: 6095.00
Consult & Records $225. Treatment, $5870, Ins. pays $1000, $974 down, $163 X 24 mos. Braces for 2 years, price includes two year while wearing braces and two additional years of follow up/maintenance... [more]
-TexasT
Braces Cost
declawing
Paid: 0.00
I had to have my Calico kittie declawed at 7 yrs old due to she was scratching everything but the scratching posts I had. She did fine..this was in 1994..so she was cut..no laser..she lived to be 18 years old with no behavior problems... [more]
-M.H.
Cat Declawing Cost
Price of 40 gal ELECTRIC hot water heater purchased at Lowes
Paid: 238.00
promised 2.5- 3 hrs. But, billed me at 3.5 x 85.00, plus cost of unit; so, $238 new Lowes Whirlpool, and $322 for labor/install= 560 total in Wilm NC to one bedroom condo, second floor... [more]
-daniel, rental condos
Replacing a Water Heater Cost
1st Tattoo
Paid: 0.00
I want a tattoo of 5 small birds and then "Forever in my Heart" under my left collarbone... [more]
-Cheyenne
Tattoo Cost
Molar Filling + Pulp Cap
Paid: 205.00
Cavity was almost to the root and would have required a root canal if I waited any longer. Paid $205 to a discount dentist (I qualified for 40% off since I am an adult on Medicaid)... [more]
-Beth in Reno
Cavity Filling Cost
Hernia Repair
Paid: 600.00
Repaired my umbilical hernia with 3 stitches. Tear was not large enough for a mesh. Total cost before insurance was about $6000. My out of pocket was around $600 since I hadn't met my deductible. Two days off work... [more]
-James_H
Hernia Repair Cost